Start early and save big.
- We pay $3 for A’s, $2 for B’s, $1 for C’s
- $10 new youth account referral bonus
- $5 minimum account balance
- Earn monthly dividends on balances $50+
- Online & Mobile Banking convenience
Youth Accounts
Rates up to date as of March 18, 2024. Rates subject to change without notice.
| Minimum Balance | Dividend Rate | APY 1 |
|---|---|---|
| $50 - $999 | 0.150% | 0.150% |
| $1,000 - $49,999 | 0.150% | 0.150% |
| $50,000 and Greater | 0.150% | 0.150% |
- APY = annual percentage yield.
- Additional requirements apply for Youth and GoldStar® accounts.
- Each member is only allowed one primary share account. Minimum required account balance may be different than the minimum rate balance listed above.
For more information visit Account Information, Terms & Conditions, Current Rates, and Fee Details.
Youth Grade Rewards
- $3 for A’s, $2 for B’s, $1 for C’s
- Math, Science, English, History/Social Studies
- Max is $12 per quarter and $48 per year
- Submit grades online or in-branch
Financial Literacy Resources for Youth
Interest in a Checking Account?
- Easily manage & track expenses using our convenient mobile app
- Quickly transfer funds between accounts for chores or to pay you back
- Go cashless and earn points with our VISA Rewards Debit Card
- VISA Instant Issue debit cards in-branch with lots of card designs
- Earn monthly dividends on balances $50+
Want a Higher Yield Savings Rate?
- Consider our safe, unique, and flexible Dedicated Saver Certificates
- Teach kids & teens the power of patience (and compound interest)
- 6 to 60 month fixed terms & higher fixed rates
- $5 minimum balance to earn monthly dividends (normally $500)
- Ability to add money to certificate balance every month (only allowed on this account)
- Requires setting up a minimum of $5 monthly auto-deposit from savings account
Find a Branch / ATM
We’re here to serve you. Find a First Californian branch near you.
Find a Branch / ATM© 2024 First Californian. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640
