personal loans personal loan

Loans for any type of purchase.

  • No loan fees
  • Quick & easy approvals
  • Convenient eStatements
  • Online & Mobile Banking
  • Loan payment protection

Membership required. On approved credit. Rates subject to change. APR = Annual Percentage Rate.

Signature Loans

The versatile loan for any type of purchase. No collateral necessary.

  • Terms up to 60 months
  • Access to end of year Member Reward Dividend
  • No loan fees

Rates as low as 10.24% APR

Rates up to date as of March 18, 2024. Rates subject to change without notice.

Get StartedLearn More

Share Secured Loans

Put up your own savings as collateral to borrow at a nice, low rate.

  • Terms up to 120 months
  • Access to end of year Member Reward Dividend
  • Loan payment protection

Rates as low as 3.00% 1 above savings rate APR

Rates up to date as of March 18, 2024. Rates subject to change without notice.

Get StartedLearn More

Consolidation Loans

Downsize your monthly loan payments, combining almost any debt.

  • Terms up to 84 months
  • Refinance high interest credit card debt
  • One low monthly payment

Rates as low as 10.24% APR

Rates up to date as of March 18, 2024. Rates subject to change without notice.

Get StartedLearn More

AU Quick Cash Loans

Emergency cash up to $2,000 instant loan, no credit check, and 100% online.

  • Term up to 24 months
  • If approved, cash is deposited into your account in minutes
  • Online application is available 24/7
Learn More

Overdraft Line of Credit

The perfect addition to your Checking Account.

  • Avoid insufficient funds fees
  • Refinance bounced checks
  • Great alternative to “Payday” loans
  • Improve your weekly cash flow
Get StartedLearn More

Find a Branch / ATM

We’re here to serve you. Find a First Californian branch near you.

Find a Branch / ATM

© 2024 First Californian. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

American United Federal Credit Union BBB Business Review