Recreational Loans


Envision hitting the road, mountains or lake with a new toy!


First Californian can help finance this dream on most types of recreational vehicles at competitive rates and flexible terms. If you’re looking for some freedom on the open road or dreaming about that boat you have always wanted, think First Californian.

New or used boats, RVs, and motorcycles; we have financing for you:


  • Boats
  • Trailers
  • Toy Haulers
  • Personal Water Crafts
  • ATV’s
  • Motorcycles
  • Motor Homes

Loan terms options include:


  • Low interest rates
  • Terms up to 120 months
  • No pre-payment penalties if
    you pay your loan off early
  • Up to 100% financing
  • Refinance loans from other
    lenders and save
  • Quick and easy approvals
  • Loan payment protection

Apply Online for a Recreational Loan


The First Californian application takes only minutes to complete.

There is no obligation to activate the loan, and approvals are valid for 30 days. If your application is approved, you will be contacted by one of our knowledgeable loan officers with instructions.

Click Here for loan options, rates, and disclosures.

Apply Now!

For additional information, to schedule an appointment, or to begin an application, please contact us today!


  • Call us at 951.755.5572 or toll free 877.992.8663, Monday – Friday 9 am – 5 pm
  • Visit any of our convenient branches
  • Email us at loans@amucu.org

*First Car Payment: Because the first monthly payment on your new auto loan will be due up to 30 days after the closing date, and the closing date will be 0 to 30 days after the most recent monthly due date of your existing loan, you will not have a scheduled monthly payment due for 30 to 60 days after the most recent monthly due date of your existing loan. The actual number of days you will not have a scheduled monthly payment due will vary depending on the terms of your existing loan, your payments on the existing loan, and applicable state law. Interest will accrue on your existing loan until it is paid in full. Interest will accrue on your new loan beginning on the date the loan is funded.

All of our auto loans are simple interest loans, which means your interest rate will never change. Also, there are never any prepayment penalties, so you are free to pay off your loan quicker than originally scheduled

Click Here for Auto Loan FAQ section


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951.267.9951