Express Cash


An Express Cash loan is a short-term, small-balance loan that members can use during emergencies, if they find themselves short on cash.


Rather than use a pay day lender, ask a member service representative for more information, so you won’t get caught in the pay day lender cycle which charge huge fees and interest rates, making it difficult to pay the loan off. We give our members more control over their finances, with lower interest rates and lower fees, to pay their loan off quicker, thus improving their credit score and qualifying for future loans at lower costs.

Express Cash loans feature:


  • Lower Interest Rates
  • Lower Fees
  • Ability to pay off quicker, improving your credit score

Apply Online for an Express Cash loan


The First Californian application takes only minutes to complete.

There is no obligation to activate the loan, and approvals are valid for 30 days. If your application is approved, you will be contacted by one of our knowledgeable loan officers, with instructions.

Click Here for loan options, rates, and disclosures.

Apply Now!

For additional information, to schedule an appointment, or to begin an application, please contact us today!


  • Call us at 951.755.5572 or toll free 877.992.8663, Monday – Friday, 9 am – 5 pm
  • Visit any of our convenient branches
  • Email us at loans@amucu.org

Have questions or want to open an account?

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Find a branch nearby

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Get in touch

951.267.9951