Checking


First Californian offers a variety of great checking options for whatever your goals may be.


Your accounts are NCUA-insured so you can have peace of mind that your money is safe, earn competitive interest rates and that your money stays liquid, so you can get to it when you need it. Most of our checking accounts have no monthly or annual fees associated with them and do not require you to keep a certain balance. Click Here to open a checking account online, or visit a branch to get started.

GoldStar Checking Account


  • Better discounts on loan rates
  • Increased savings rates
  • Free eStatements
  • Free online banking and online bill pay
  • Free mobile banking
  • Free unlimited check writing
  • Discounts on some service fees
  • Discounts on other Services/Products
  • VISA® Debit card with unlimited transactions
  • Free account access at over 2800 ATMs
  • Options for payroll direct deposit
  • Overdraft protection available

Click Here for more information on our GoldStar Checking account.

Share Checking Account


  • Free eStatements
  • Free online banking and online bill pay
  • Free mobile banking
  • Free unlimited check writing
  • VISA® Debit card with unlimited transactions
  • Free account access at over 2800 ATMs
  • Options for payroll direct deposit
  • Overdraft protection available

FreshStart Checking Account


Even if you have been turned away in the past by other financial institutions, First Californian allows you to start fresh with a FreshStart Checking account. In most cases, this option is available to members regardless of past credit problems and issues with bounced checks. There is a fee to open this account, and a monthly service fee that can be reduced based on your account balance. Click Here for a fee schedule.

  • Free eStatements
  • Free online banking and online bill pay
  • Free mobile banking
  • Free unlimited check writing
  • VISA® Debit card with unlimited transactions
  • Free account access at over 2800 ATMs
  • Options for payroll direct deposit
  • Overdraft protection options available (Courtesy Pay not available)
  • Maintain $100 balance in your account

ATM Account


Want to take advantage of the benefits of using a VISA® Debit card, but don’t need a full checking account? Then our ATM account may be the answer. You can use our VISA® Debit card for PIN-based transactions at ATMs and merchants anywhere VISA® is accepted. Electronic funds withdrawals (ACH withdrawals) are not allowed and will be assessed a penalty if occur. Click Here for a fee schedule.

  • Free eStatements
  • Free online banking and online bill pay
  • Free mobile banking
  • VISA® Debit card with unlimited PIN-based transactions
  • Free account access at over 2800 ATMs
  • Options for payroll direct deposit
  • Overdraft protection available (Courtesy Pay not available)
  • Check writing is not allowed on this account

Click Here to open a GoldStar Checking account, Share Checking account, FreshStart Checking account, or an ATM account.


Need to Reorder Checks?


If you want to reorder checks from Liberty-Harland, please call 877.922.8663. American United is dedicated to saving you money. We have contracted through Deluxe to save money on your checks. Check out the new styles and great prices available to you.

Click Here to reorder checks.


Overdraft Line of Credit


Many times, juggling life’s everyday responsibilities is difficult. Have you ever made an error balancing your checkbook? Have you ever forgotten to transfer money into your checking account or make a deposit? An Overdraft Line of Credit gives you automatic protection when you need it, up to your credit limit.

Click Here for more details on an Overdraft Line of Credit.


Have questions or want to open an account?

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951.267.9951